Save Money Now and Refinance

A refinance can not only improve your financial outlook, but can save you tons of money and change your life.
Refinance Now

A refinance can provide you some financial flexibility. Some of the benefits can include:

1
Lower your monthly payments.
2
Shorten the term of the loan.
3
Get cash from your equity.
4
Pay off higher interest debt.
Feel like a refinance is the right step for you? Talk to an expert.
Schedule a Consultation
Racheli Refael
Senior Loan Officer

What You Need to Know About Refinancing:

Instead of day dreaming about your dream home... use a renovation loan and just build it!
1
Find the Right Option for You
2
Get Approved
3
Enjoy New Financial Flexibility
Instead of day dreaming about your dream home... use a renovation loan and just build it!
Get Your Guide

Tools, Tips, Resources, and More

Instead of day dreaming about your dream home... use a renovation loan and just build it!
Schedule a Consultation

Reviews

Lisa H.
Great
You and Ose are very customer service orientated. Anyone can do their job but it takes special people to make...
Jacarri W.
Great
The overall handling of my loan process, prompt communication, and problem solving techniques were top tier. G...
montezwalker90 .
Racheli and her team made this process smooth and stressless. They provided timely updates on the status of my...
Johnnie D.
Great
There were so many things that made our experience great with fairway. One of the things that I appreciate the...
Fiona K.
Great
Being a first time home buyer, Racheli and Osi made my experience easy and explained everything.
Joanne K.
Great
She always is on top of her game and gets the job done as promised.
Mubin K.
Great
amazing service and friendly and was there every step of the way
Gueldere G.
Great
Because you guys are very professional
Sima E.
Great
Got respondes on timely Manner
David P.
Great
Knowledgeable and reliable. I’ve been in the business 20 years and am not easily impressed. But, Racheli has e...
Joanne K.
Great
She is on top of everything. Keeps things moving forward and takes care of all of my needs.
Wanda W.
Great
Listen to the clients that read reviews! This lady, Racheli Refael and her TEAM is absolutely phenomenal. Ev...
Kyle F.
Great
Very helpful and knowledgeable. Took a lot of the stress out of buying my first house
Brenon B.
Great
That contact on everything bringing success to purchasing a home amazing
Viktor S.
Great
Thank you so much for all what you did
Elad M.
Great
All the experience was great ! Easy clear and great customer service
Natalia C.
Great
Super appreciative for all the help given
Avraham S.
Great
Customer care and guidance along the way
Shelly M.
Great
Our journey with Racheli started two years ago when she guided us what to do in order to get to the next step ...
Homeowner .
We have used Racheli’s service several times. She always delivers the best possible deal and she always has ti...
Homeowner .
We have used Racheli’s service several times. She always delivers the best possible deal and she always has ti...
Lindsay B.
Great
Racheli and her team made buying a home a wonderful and stress free experience! I felt I was in good hands and...
Daniel G.
Great
Racheli was like a partner in this process. She was straightforward and honest. Since the beginning she explai...
daniel8971 .
She did an amazing job with us. Since they 1 she explained the process and we felt like we had a partner in ou...
daniel8971 .
She did an amazing job with us. Since they 1 she explained the process and we felt like we had a partner in ou...
Misty G.
Great
Great communication and easy processes for submitting information.
Salvo P.
Great
I am very satisfied Very professional staff and very helpful
Avraham L.
Great
VERY FAST AND EXCELLENT CUSTOMER SERVICE.
Daniel B.
Great
She made the process extremely easy and her knowledge of the industry seems unmatched.,
Amit E.
Great
They are professional people. Always get immediate reply. Everything was done perfectly.

Get More From Your Equity

Take the first step towards more financial flexibility and refinance your home loan today.
Refinance Now
racheli.refael@fairwaymc.com
Get your FREE mortgage payment estimate*
Start
*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
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Question 
1
 / 10
Where are you located?
CONTINUE
What type of home are you purchasing?
Estimate your credit score.
CONTINUE
What is the purchase price of the new property?
$80k$2M+
CONTINUE
What is your estimated downpayment?
0%50%+
CONTINUE
Where are you at in the property search?
Are you working with a realtor?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Racheli Refael
Senior Loan Officer
Schedule a consultation
Your information won’t be sold
racheli.refael@fairwaymc.com
See if you're paying too much for your mortgage!
Start
*The refinance quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 16
Where are you located?
CONTINUE
What type of home do you own?
Estimate your credit score.
CONTINUE
Please estimate the value of your property.
$80k$2M+
CONTINUE
What is the remaining 1st mortgage balance?
$0$300k+
CONTINUE
What is your 1st mortgage interest rate?
0%10%
CONTINUE
What kind of rate do you have?
What kind of rate would you prefer?
How will this property be used?
Do you have a 2nd mortage?
Would you like to borrow additional cash?
What is your average monthly income?
$0$50k+
CONTINUE
What are your average monthly expenses?
$0$50k+
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Racheli Refael
Senior Loan Officer
Schedule a consultation
Your information won’t be sold
racheli.refael@fairwaymc.com
Isn't it time you made your HOME EQUITY work for you?
Start
*Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Privacy and Security Guaranteed
Question 
1
 / 10
Where are you located?
CONTINUE
Age of borrower
CONTINUE
What is your current property value?
$80k$2M+
CONTINUE
What is the balance of your mortgage?
$80k$2M+
CONTINUE
What type of home do you own?
Reason for Reverse Mortgage Loan?
CONTINUE
Estimate your credit score.
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Racheli Refael
Senior Loan Officer
Schedule a consultation
Your information won’t be sold
racheli.refael@fairwaymc.com
Stop paying your landlord.
Start building equity.
Start
The Rent v's Buy quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 10
What is your monthly rent payment?
CONTINUE
What's your monthly rental insurance?
CONTINUE
What's the price of the home you are considering?
CONTINUE
How much down payment can you afford?
0%50%+
CONTINUE
How long would you want your mortgage to be?
CONTINUE
What is your annual income?
CONTINUE
Are you a Veteran or spouse of a Veteran?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Racheli Refael
Senior Loan Officer
Schedule a consultation
Your information won’t be sold
racheli.refael@fairwaymc.com
Your dream home renovation is only 2 minutes away
Start
*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 11
Where are you located?
CONTINUE
What are you renovating?
CONTINUE
How soon do you want to renovate?
What type of home are you renovating?
What type of loan do you want?
How much do you need to borrow for your project?
$80k$2M+
CONTINUE
How long do you need to pay off your loan (in years)?
1 year12 years
CONTINUE
Estimate your credit score.
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Racheli Refael
Senior Loan Officer
Schedule a consultation
Your information won’t be sold
racheli.refael@fairwaymc.com
Let’s Calculate Your VA Loan Savings Today!
Start
*A down payment is required if the borrower does not have full VA entitlement or when the loan amount exceeds the VA county limits. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.
Privacy and Security Guaranteed
Question 
1
 / 10
What is your branch of service?
CONTINUE
Are you currently serving?
What type of home are you renovating?
Where are you located?
CONTINUE
What type of home are you purchasing?
What is the purchase price of the new property?
$80k$2M+
CONTINUE
Where are you at in the property search?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Racheli Refael
Senior Loan Officer
Schedule a consultation
Your information won’t be sold
Fairway
Fairway
Are you ready to start your homeownership journey? 🏠
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Fairway
Fairway
Are you ready to start your homeownership journey? 🏠
Recently Used
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